Transferring money overseas can be expensive if you are using the major banks or your credit cards. Many of our clients have been stung with unnecessary fees and charges on their credit cards or currency transfers.  

Based on our past client feedback – here are the problems with using your credit card:

1.    Foreign currency conversion fees – your bank could impose a percentage fee of up to 3.50% (on a purchase of $10,000, that’s a huge $350!). Find out what your bank really charges.

2.    Unnecessary stress and problems with payment just before surgery – many clients have had problems with their credit cards – with their limit being reached or their bank stopping their card, thinking it is a fraud transaction. Obviously this stress before surgery is not good for your healing and recovery, and we really encourage all clients to prepay their surgery to avoid any problems. If you are unsure of the exact amount to pay, just pay what you want to, and you can either top up the amount or get a credit for the amount after your consultation with your surgeon, when you are completely decided on what procedures you would like to have.

The Benefits

To help save your money, time and stress, we have now partnered with currency specialists OzForex, NZForex and CanadianForex so you can send money faster and save hundreds of dollars. Their exchange rates are much better than banks and best of all you can transfer anytime you like online or by phone – they are open 24-hours a day during the week.

By using OzForex/NZForex/CanadianForex you will enjoy:

• No transfer or receiving bank fees in most countries
• Commercial exchange rates rather than the tourist exchange rates given by most banks
  

  For example, consider these savings are around $340.00AUD/$1,027MYR!
  - Ozforex $10,000AUD into MYR – 30,628
  - Bank $10,000 into MYR – 29,601 (not including $20 - $30 transfer fee)

• Online access 24/7

• Access to a dedicated Dealer by phone 24-hours a day, 5 days a week
  

If you would like to prepay for your Accommodation (if you are outside your country of residence) or Surgery (outside Malaysia/Thailand, Mexico, or Costa Rica), then please follow these steps:

1.    Have the amount of money you would like to transfer. Your GG manager will give this to you in a quote after viewing your photos. If you are still not sure the procedures you would like to have, you can forward an approximate amount, and then top up or get a refund once you are at your hospital.

2.    Have the bank account details on hand:

• Accommodation – payment must be in AUD to the GG Australia bank account
• Surgery – payment must be in MYR/THB for Malaysia/Thailand hospitals listed or USD for hospitals in Costa Rica or Mexico.

3.    Register online:

• www.ozforex.com.au for Australia
• www.nzforex.nz for New Zealand
  
• www.canadianforex.ca for North America
  Registration is FREE and you can view live dealing rates immediately.

4.    Or if you would like more information, please call OzForex/NZForex/CanadianForex direct on:

• Australia: 1300 300 424
• NZ: 0800 161 868
• UK: 0845 686 1950
• Canada: 1800 680 0750

5.    When you have completed payment, please forward the receipt to your GG Sales manager, for her to confirm with the surgeon/hospital when received.